Fred Karutz


Staff Vice President, Elevance Health and President, Carelon Advocacy

Fred Karutz serves as Staff Vice President, Elevance Health and President, Carelon Advocacy, where he and his team work with health plans to unlock personalized engagement for high-risk, emerging risk, and complex member populations.

Prior to his current role, Fred led growth and marketing efforts on behalf of the Advanced Analytics and Services division within Carelon. One of the early innovators in consumer-driven healthcare, Fred has led strategy, growth, marketing, and product development functions for health plans and service companies including organizations such as Health Care Service Corporation (HCSC), GoHealth, Silverlink, ConnectedHealth, Aon, Intuit, and HolaDoctor.

Fred is an active member of the community, serving previously as Vice Chairman with Instituto del Progresso Latino, and Chairman of the Board for AgeOptions, where he also served as a delegate to the White House Conference on Aging.

Fred earned a Bachelor of Arts from Northwestern University. He holds a Master of Business Administration from the University of Chicago. 

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